Total Pay Solutions
Total Pay LLC: Quick and Frictionless Payment Processing

Cash is no longer king. Long gone are the days where individuals relied on traditional payment methods for their purchases. The advent of digital payment technologies such as credit and debit cards, e-wallets, and net banking, which offer enhanced flexibility for customers, increased efficiency for businesses, and higher brand loyalty, has completely transformed the way financial transactions are conducted and managed. Today, it is a card-obsessed world! However, with many different payment processing options available, it can be a little overwhelming and difficult to choose the right solution that fits one’s business requirements. There is a lot at stake; businesses must consider the fees and costs involved, security features, reliability and performance, and quality of service, among other factors. The need of the hour is a trustworthy partner that provides a fully integrated, one-stop payment processing solution that caters to the unique requirements of customers and is easy-to-use, stable, and affordable for merchants of all sizes.

Enter TX-based Total Pay Solutions. A credit card processing firm, Total Pay leverages its team’s collective experience in the electronic payments space to offer everything from electronic invoicing to eCommerce solutions that make processing credit cards effortless, fast, and frictionless yet safe with its PCI-compliant proprietary platform. OJ Thomas, CEO of the company, says, “We manage our own internal gateways and virtual terminals. As a result, clients do not have to go to third-party support teams.” For over 18 years now, the firm has helped numerous agents, merchants, financial institutions, and their customers securely capture new sales in the ever-changing marketplace.

Whether it is a large business or a small one, profitability depends on establishing connections with the right payment processing partner. Total Pay offers a broad variety of options for eCommerce, storefront, and restaurants. “Most of these businesses want to do invoicing, tie that to their QuickBooks, and seamlessly collect payment from customers. As such, we help them build a turnkey POS solution that aligns with their business requirements,” adds Thomas.

Total Pay has solutions for handling everything from invoicing, inventory, integrating with QuickBooks, and even online systems. Alongside, the company also provides EMV solutions with an add-on feature of using NFC technology, allowing businesses to accept transactions from ApplePay, Google Pay, Samsung Pay, and SoftTouch POS.

Total Pay delivers a fully integrated, one-stop payment solution that is easy-to-use, stable, and affordable by merchants of all sizes

When it comes to the approach Total Pay takes in delivering solutions to clients, there are multiple factors at play. The leadership team’s familiarity with the payment processing industry and their understanding of the hurdles and nuances of business processes help Total Pay seamlessly guide organizations in getting the best out of their business. To further exemplify this, Thomas cites the story of a client that was using traditional terminals to run recurring payments and store the payment information in legacy systems. “Their online transactions were not secure and the client needed a safer alternative to protect their transactions and data,” mentions Thomas. To that end, Total Pay developed a virtual terminal that aligned with the client’s needs. They also created API into the client’s website to help them send out reoccurring requests to clients and receive the payments online. Through successes like these, Total Pay has carved a niche for itself in the payment card industry.

Treading ahead, Total Pay will continue to help businesses across industries securely process their credit card payments. At the same time, the company is also planning to establish strategic partnerships with leading companies. It could be a while before the society goes completely cashless, but new developments are always around the corner. Till then, companies like Total Pay will help make payment processing as simple as possible.