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Till 2017, the common notion among the large corporate visionaries was that blockchain technology will revolutionize the financial industry. What was promised was a transformation of finance landscape, one similar to the IT and media disruption. However, jump to 2018, not much of a buzz on blockchain, the dust seems to have settled. According to True Link Financial CEO Kai Stinchcombe, "After years of tireless effort and billions of dollars invested, nobody has actually come up with a use for the blockchain—besides currency speculation and illegal transactions." The lucrative potential is fairly visible at a global level especially with the widespread awareness of the technology and the noise of crypto-currency shaking the world market. So, what might have happened?