Credit Cards for 2016- Choose as the Need Commands

By CIOReview | Wednesday, January 6, 2016
726
1186
245

FREMONT, CA: Last year saw credit card issuers rolling out lucrative offers for the customers such as huge intro bonuses and zero percent intro APRs. Now, for 2016, NextAdvisor.com, a consumer information site that reviews credit cards from all major issuers, has compiled a list of best credit cards after doing an extensive research.

Best Cash-Back Card: Blue Cash Preferred from American Express

For those spending more on groceries and as, Blue Cash Preferred Card from American Express is a perfect choice. As the winner of NextAdvisor's cash-back-card analysis, it boasts one of the highest cash-back rates and 0 percent intro APR period.

Best Low APR Card: Citi Diamond Preferred

The Citi Diamond Preferred is the top-rated low APR card, featuring the longest 0 percent APR NextAdvisor has ever found (21 months). That means no need to pay interest until 2017.

Best for Good (but not great) Credit: Capital One Quicksilver Cash Rewards Credit Card

It is designed for those with good (but not great) credit score (above 660); it's a terrific cash-back card with a 0 percent introductory APR period and strong rewards.

Best Travel Card: Barclaycard Arrival Plus World Elite Mastercard

Barclaycard Arrival Plus World Elite Mastercard is for frequent travelers as it bestow generous rewards and great redemption flexibility.

Best Business Card: Capital One Spark Cash for Business

Both startups and established businesses should take advantage of this card. It has strong cash-back rewards that could be redeemed in any amount at any time, and it's easy to add employee cards to your account card to accrue more rewards - particularly if your employees travel often for business or make large purchases for your office or business.

Other cards you may want to try:

Best Card for Average Credit: Barclaycard Rewards Mastercard

Best Card for Rebuilding Credit: Capital One Secured Mastercard

Best Card for Students: Discover it for Students - New! Good Grades Rewards

This post is based on an article originally published on NextAdvisor.