InComm and Gemalto Partnership Heightens Security for Prepaid Mobile NFC Payments

By CIOReview | Wednesday, July 22, 2015
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FREMONT, CA: A strategic collaboration was announced between InComm, provider of prepaid product and transaction  service and Gemalto, a digital security company, to deliver secure prepaid mobile and Near Field Communication (NFC) payments at the retail POS and account top-up through traditional credit and debit cards.

The InComm Mobile Platform (IMP), acts as a hub for all inbound and outbound messaging requests related to the prepaid products in a mobile wallet, including integrations to InComm's internal systems and more than seven partner systems. The portfolio covers switching and processing a wide array of transactions, including card provisioning, card reloads, buying and sending digital cards.

With IMP, InComm is roping in Gemalto’s infrastructure , which boasts of  advanced cryptographic software embedded in a variety of objects, to highly robust and scalable back-office platforms for authentication, encryption and digital credential management. The credential management is powered by Gemalto’s dedicated Trusted Service Hub (TSH) and enables the consumer to immediately use their prepaid card for fast and convenient mobile payments at participating retailers.

TSH currently in great demand in the industry makes service deployments fast and trusted; thanks to a range of instantly available benefits.​

Reach: Access a comprehensive portfolio of smart phones, with millions of installed secure elements, running on mobile networks around the world. The solution includes over one hundred million multi-tenant NFC SIM cards ready to protect and manage sensitive credentials.

 Future Proofing: Protects service investment with a solution that supports a comprehensive portfolio of devices, works with established and emerging security frameworks for digital transactions and user authentication.

Simplicity: Easily connects with the rapidly growing ecosystem of service providers and security enablers with a single and simple contract arrangement with Gemalto to speed up deployments.

Versatility: Choose the appropriate security framework that is suitable for the company’s service, this includes secure elements (both SIM and embedded options), Trusted Execution Environment (TEE) technologies, and emerging tokenization standards.