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The advent of technology has prompted commercial banks to utilize the latest technological trends to address the needs of its customers better. The recent times have seen the rise of several fintech solution providers who have been assisting commercial banks greatly in the delivery of sophisticated technological solutions to help them cater to client needs better. However, the million dollar question is: are commercial banks putting their best foot forward in the utilization of technology trends to gain a competitive edge? Several industry veterans opine that commercial banks can do a lot more in terms of intelligent technology adoption to gain a competitive edge. Recently, an online source stated that the renowned organization JP Morgan has been hiring talented individuals with a comprehensive understanding of Machine Learning to adopt the technology for the amplification of the organization’s capabilities.